In partnership with

Welcome to Kaupr Today

Good morning and welcome to Kaupr Today!

In today’s edition:

🔷 Bitcoin gains: Inflows, liquidations, de-escalation hopes
🔷 US gate for DeFi and non-custodial wallets?
🔷 Lovable expands - and gets a rival?
🔷 Europe fixing some of its growth issues?
🔷 Nordic news, insight and reminders

Have a good read!
Morten

1,000+ Proven ChatGPT Prompts That Help You Work 10X Faster

ChatGPT is insanely powerful.

But most people waste 90% of its potential by using it like Google.

These 1,000+ proven ChatGPT prompts fix that and help you work 10X faster.

Sign up for Superhuman AI and get:

• 1,000+ ready-to-use prompts to solve problems in minutes instead of hours—tested & used by 1M+ professionals

• Superhuman AI newsletter (3 min daily) so you keep learning new AI tools & tutorials to stay ahead in your career—the prompts are just the beginning

Claim your free prompts

Bitcoin gains: Inflows, liquidations, de-escalation hopes

Bitcoin nears $75,000 as crypto rallies on $1.1B inflows; ETH holds above $2,300

Bitcoin climbed 4.9% to around $74,442 while Ethereum gained 7.9% to hold near $2,366, supported by $1.1 billion in crypto ETP inflows—the strongest weekly demand since mid‑January—and Strategy’s latest purchase of about 14,000 BTC, bringing its total to 780,897 BTC.

Why it matters: Institutional demand via ETFs and corporate accumulation is resetting sentiment as oil eases below $100, lifting the global crypto market cap 4.3% to $2.52 trillion with major altcoins up 7%+ and Fear & Greed moving into neutral at 43, leaving upside tied to sustained inflows and stable macro conditions.

Source: Bitcoin Nears $75,000 as Crypto Market Rallies on $1.1 Billion Inflows; Ethereum Holds Above $2,300, Economic Times

Bitcoin price skyrockets 6% past $75,000 as shorts liquidate

Bitcoin surged more than 6% on April 13, climbing near $75,000 as leveraged shorts above $72,000–$73,500 got squeezed and an estimated $796 million in proceeds supported a potential purchase of about 10,834 BTC near $73,400, per Bitcoin for Corporations.

Why it matters: Despite Strait of Hormuz tension, oil above $100 and fewer expectations of near-term Fed cuts, Bitcoin held above $70,000 then broke higher, showing resilience as a risk asset with short-covering and Strategy’s accumulation pushing it toward $80,000 if $75,000 holds.

Source: Bitcoin Price Skyrockets 6% Past $75,000, Bitcoin Magazine

Bitcoin price soars toward $75,000 amid US–Iran de‑escalation hopes

Bitcoin climbed toward $75,000 as risk‑on sentiment shifted in response to signals of potential US–Iran de‑escalation, building on a earlier ceasefire‑driven bounce from ~$68,000 toward $72,000 as traders priced in progress in high‑level talks despite no formal agreement yet.

Why it matters: Bitcoin’s bounce shows its dual role as risk asset and geopolitical hedge: de‑escalation expectations push prompt longs and institutional demand higher from the $70,000 floor toward $75,000–$77,000, while any renewed escalation or oil‑supply shock could quickly reverse gains.

Source: Bitcoin Price Soars Toward $75,000 Amid Potential US–Iran De‑escalation, CryptoPotato

US gate for DeFi and non-custodial wallets?

U.S. SEC says non‑custodial crypto wallet interfaces aren’t brokers

The SEC’s Division of Trading and Markets said software that provides a neutral interface for self‑hosted wallet transactions in crypto asset securities generally does not need to register as a broker, as long as it does not solicit trades, recommend assets, route/execute orders, hold funds, arrange financing or provide execution commentary.

Why it matters: This conditional safe zone is a major win for non‑custodial wallets, DeFi front ends and onchain UX builders, clarifying that they can design transaction interfaces for tokenized securities without triggering broker‑dealer registration as long as they stay neutral and don’t intermediatе, advise on, or handle user trades and assets.

Source: U.S. SEC Says Software Allowing Crypto Wallet Transactions Aren’t Considered Brokers, CoinDesk

Lovable expands - and gets a rival?

Lovable launches Payments to let builders charge without the infrastructure headache

Many builders stall in Lovable when it’s time to charge. Lovable Payments closes that gap by letting you set up subscriptions or one-time payments directly inside Lovable, with VAT and tax handled automatically across 200+ countries, a test environment to validate flows, and in-chat help on revenue, refunds and subscriptions. Paddle, Stripe and Shopify are supported and Lovable helps you pick the right one. [docs]

Why it matters: Payments turns Lovable into a go-to-market platform, so founders can spin up a product and monetize it in the same environment without juggling multiple providers, manual tax compliance or complex integrations, speeding the path from prototype to revenue. [docs]

Source: Lovable Payments, Lovable docs

Anthropic plots Lovable challenger, leak suggests

Leaked internal test images of Claude show Anthropic is building a vibe‑coding product to compete with Swedish AI startup Lovable. The chat‑embedded app builder lets users describe what they want and Claude generates complete applications, putting Anthropic in direct competition with Lovable’s fast‑growing vibe‑coding business.

Why it matters: If shipped, Anthropic’s integrated app builder would leverage its leading coding model to challenge Europe’s fastest‑growing no‑code startup, while the leak adds to a cascade of Anthropic security incidents already exposing code and unannounced model docs.

Source: Anthropic plots Lovable challenger, leak suggests, Sifted

Europe fixing some of its growth issues?

EU Inc could help fix Europe’s scale-up problem

Bloomberg Opinion argues that the EU’s proposed “EU Inc” framework — a single, optional pan‑European corporate form with fully digital, low-cost 48‑hour registration — could ease Europe’s chronic scale-up gap by letting startups and high-growth companies operate under one rulebook across 27 member states instead of navigating dozens of national company laws and equity regimes.

Why it matters: If EU Inc is implemented with founder‑friendly rules and actually adopted at scale, it could reduce legal fragmentation, simplify cross‑border fundraising and employee equity, and help more European companies grow to global size rather than redomiciling, listing, or exiting to the U.S. or UK.

Source: EU Inc Could Help Fix Europe’s Scale-Up Problem, Bloomberg Opinion

ECB backs EU plan to centralize crypto supervision under ESMA

The European Central Bank has backed the European Commission’s proposal to move supervision of large, cross-border crypto firms and trading venues from national regulators to the Paris-based ESMA, calling it an “ambitious step” toward deeper EU capital markets integration and more consistent MiCA enforcement.

Why it matters: Centralizing oversight aims to curb regulatory arbitrage, strengthen financial-stability safeguards for big crypto firms and create a uniform rulebook, but member states like Malta, Ireland and Luxembourg oppose losing regulatory clout and crypto business if supervision shifts to the EU level.

Source: ECB backs EU plan to centralize crypto supervision under ESMA, The Block

ClearBank secures MiCA approval, targets Circle euro and dollar stablecoins

ClearBank Europe has received confirmation from Dutch regulator AFM to operate as a MiCA-licensed crypto-asset service provider, becoming the first Dutch credit institution cleared to offer crypto services and enabling institutional access to Circle’s EURC and USDC via Circle Mint, with fiat–stablecoin conversion inside a regulated bank.

Why it matters: Linking a fully licensed EU bank with MiCA-compliant euro and dollar stablecoins tightens the bridge between European clearing and blockchain rails, potentially accelerating institutional use for cross-border payments and treasury and positioning Circle tokens as default digital money in the EU financial system.

Source: ClearBank Secures MiCA Approval, Targets Circle Euro and Dollar Stablecoins for Institutional Clients, CoinDesk

Nordic news, insight and reminders

NBX expects to turn profitable — for the first time

Norwegian Block Exchange (NBX) guides for its first-ever profitable year, driven by higher transaction and service revenues, a more efficient cost base, and new income from acting as European issuer of the USDM stablecoin on Cardano, which management expects to become a key long-term revenue driver.

Why it matters: Reaching profitability would mark a milestone for a regulated Nordic crypto platform and strengthen NBX’s positioning as a “digital asset bank” candidate, while showing that stablecoins, staking and tokenization can form sustainable, regulation-aligned business lines in the Nordic market.

Source: NBX expects to turn profitable — for the first time, Kaupr

Bitwise listed seven crypto ETPs on Nasdaq Stockholm

From Kaupr TV Live — Season One: Bitwise in Europe, the world’s largest specialised digital asset manager, has listed seven crypto ETPs on Nasdaq Stockholm, marking its entry into the Nordic market. The studio interview with Nordic regional director Marco Poblete explains why Sweden holds an estimated 20–25 percent of European crypto ETP assets and why Nordic investors prefer regulated exchange-traded products over direct Bitcoin ownership.

Why it matters: Bitwise’s arrival deepens the integration of crypto ETPs into mainstream Nordic capital markets, giving investors more regulated ways to gain Bitcoin and digital-asset exposure through familiar brokerage channels.

Source: Bitwise lists seven crypto ETPs on Nasdaq Stockholm, enters Nordic market, Kaupr

Sometimes stepping back is the best way to come back stronger

Founding CEO Frank Schuil handed over the CEO role at Safello and spent years as chairman focused on strategy. Now he is back at the top job and, by his own account, energized, describing being back in the driver's seat as giving him a lot of energy. The interview covers what brought him back, what he is building, and why he thinks the timing is right for Safello’s next phase.

Why it matters: Schuil’s return signals Safello’s next growth chapter for its MiCA-licensed Nordic crypto exchange, with the founder-releader steering institutional expansion and a clearer AI and decentralized AI agenda.

Source: Frank Schuil returns as Safello CEO, energized after stepping aside as chairman, Kaupr

Kaupr TV Live returns Friday 24 April at 12:00 CET

Kaupr TV Live is back on Friday 24 April at 12:00–13:00 CET, kicking off a sprint of three live shows before summer with news, interviews and guests for investors, professionals and builders who want sharper insight into the digital economy.

Why it matters: The return of Kaupr TV Live extends Kaupr’s Nordic & Baltic Web3 media coverage into a recurring, studio-produced live format across LinkedIn, YouTube and Kaupr, strengthening its role as a hub for high-signal discussions on digital assets, regulation and market structure in the Nordics and Europe.

Source: Kaupr TV Live returns Friday 24 April at 12:00 CET, Kaupr

Evergreen Hubs: Crypto Adoption & Diversity

Baltic Crypto Adoption Hub

Baltic Crypto Adoption Week 2026 (7–9 April) has wrapped, and all content is now available in an evergreen hub on Kaupr.
Hub: Baltic Crypto Adoption, Kaupr

Nordic Crypto Adoption Week Hub

Nordic Crypto Adoption Week 2026 (23–26 March) has wrapped, and all content is now available in an evergreen hub on Kaupr.
Hub: Nordic Crypto Adoption — Kaupr

Nordic voices on diversity in crypto

On 6 March, Kaupr brought together guests from Norway, Sweden, Denmark, and Finland for a Diversity in Crypto event.
Hub: Diversity in Crypto — Kaupr

Share Kaupr Today

Thank you for reading Kaupr Today. If you find this briefing useful, please share it with a colleague or friend who should be following Nordic and European digital‑finance news more closely. Wishing you a great Tuesday — and welcome back on Wednesday morning for the next edition of Kaupr Today.

If you want to go deeper and get a more umbrella‑level view of the digital transformation reshaping finance, make sure you’re subscribed to our Future of Finance Premium newsletter.

Best regards
Morten Myrstad
Founder & Editor